Industry leading insurance for members

You’ll be protected by a comprehensive industry leading insurance package from the moment you become a member. This is included in your membership and does not cost you anything extra.

  1. £20 million worth of Public Liability and Professional Indemnity Insurance cover. We offer the highest level of insurance cover of any aquatics body in the country. This protects you against the ever-increasing costs of insurance claims, disputes and legal expenses. Decide which cover is right for you, download our guide.
  2. Personal Accident cover (up to 75 years old). We provide up to £50 a week financial support if you can’t work due to an accident sustained when working as a teacher or coach or when travelling to or from your normal place of work.
  3. Loss of Income cover – claim income if your regular pool closes, for up to 26 weeksShould you suffer loss of income (if your regular pool closes due to an unexpected event, like a fire) you can claim up to £100 a week to help replace your lost income. You can do so for up to six months. This cover does not apply to pool closure for general repairs, maintenance or refurbishments.
  4. Legal Helplines and Expenses. You will have access to Legal Helplines on matters of UK Law to help you manage your legal responsibilities as a swimming teacher or coach. The cover also provides legal expenses for certain matters, including employment disputes, contract disputes and personal injury.

For greater detail on all insurance visit the Howden microsite for IoS members here.